Ways to Send, Receive and Transfer Money from your Arvest Account(s)
| Send/Receive/Transfer Options | Arvest BillPay | Arvest to Arvest Transfer | Zelle® | Arvest TransferNow | Wire Transfer |
|---|---|---|---|---|---|
| How it works | Arvest BillPay is a flexible way to pay your bills online Schedule payments in advanceAND/OR Set up automatic debits for recurring bills | Send money from one Arvest account to another Arvest account Make immediate transfers or schedule in advance | Zelle® is a quick way to send money between people you trust With just a US mobile number or email address, you can split the cost of the bill, pay back friends, or get paid back fast Option to schedule in advance | Use Arvest TransferNow to move money between your Arvest account(s) and your own account(s) at another financial institution Option to schedule in advance | Wire Transfers are a convenient way to move money electronically from one bank to another |
| Who you can send to/receive from | Pay most anyone, anywhere in the US Arvest BillPay works like an automatic debit or writing a check | Someone who also banks at Arvest | Someone you know and trust, at most any other US bank | To/from your own account(s) at another US bank | Send money in the US or internationally Or when one or both parties does not have digital access |
| Delivery speed | 1- 4 business days | Transfers process immediately | Typically in minutes, between enrolled users | Standard (3 business days) Next DayOR Instant | Domestic transfers typically occur same day International transfers may take up to 3-5 business days |
| Fees | Free with Preferred Club, Arvest Club and myBlue®checking accounts $0.50 per BillPay transaction for all other checking accounts | Free through Arvest Go and Arvest Online Banking with BlueIQ™ | Free through Arvest Go and Arvest Online Banking with BlueIQ™ | $3 Standard Outbound (3 business days) $5 Next Day Outbound $10 Instant Outbound Free Inbound | $10 incoming $25 outgoing (domestic) $60 outgoing (international) |
| Transfer limits | N/A | $2,500 Daily $5,000 Daily for Private Banking customers | $2,000 Daily $5,000 Monthly | $2,000 Daily $5,000 Monthly | N/A |
| Locations | US only | US only | US only | US only | US and International |
| Where to enroll | Arvest GoOR Arvest Online Banking with BlueIQ™ | Arvest GoOR Arvest Online Banking with BlueIQ™ | Arvest GoOR Arvest Online Banking with BlueIQ™ To enroll inZelle®through Arvest mobile or online banking, users need to first enroll in Arvest BillPay | Arvest GoOR Arvest Online Banking with BlueIQ™ | At any Arvest branch OR by phone (wire agreement required) |
Additional Disclosures
Data connection required for services conducted with your mobile device; additional wireless carrier charges may apply.
Arvest to Arvest Transfers
To be eligible for Arvest to Arvest Transfers, "to" and "from" accounts must be open at least 30 days and not be overdrawn past their overdraft limit. Arvest to Arvest transfers taking place after 8:00 PM Central Time on an Arvest banking day, or on a non-Arvest business day will be considered as a next-business day transaction. There is no fee for the transfer service, but additional fees may apply if your transfer causes your account to be overdrawn, or if you exceed the monthly transaction limit (6) when you make a transfer from your Money Market account. Transfers taking place after 8:00 PM Central Time on an Arvest banking day, or an Arvest non-business day will be considered a next-business day transaction. Customers may send up to $2,500 per online banking ID per business day from an eligible personal checking, business checking, or money market account. The limit for Private Banking customers is $5,000 per online banking ID per business day.
Zelle®
Zelle® is a U.S.-based digital payments network that allows eligible customers to move money between almost any bank account in the U.S. Arvest recommends customers use Zelle® to send money to trusted recipients only. Funds must be available in the funding account when you set up your payment. There is no fee to use Zelle®, but additional fees may apply if your payment causes your account to be overdrawn. There is a $30 stop payment fee if you cancel a Zelle® payment. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. To enroll in Zelle® through Arvest Go or online banking, Arvest customers must first enroll in Arvest BillPay, if they have not already. Recipients have 14 days to enroll to receive money or the payment will expire. We will send you an email alert with delivery details immediately after you schedule the payment. Customers may send up to $2,000 per online banking ID per business day from an eligible Arvest account, and up to $5,000 per online banking ID per month.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Arvest Transfer Now
To be eligible for Arvest Transfer Now, "to" and "from" accounts must be open at least 30 days. Additional fees may apply if your transfer causes your account to be overdrawn. Funds must be available in the funding account when you set up your transfer. Transfers taking place after 8:00 PM Central Time on an Arvest banking day, or on an Arvest non-business day will be considered as a next-business day transaction. Customers may send up to $2,000 per online banking ID per business day from an eligible Arvest account, and up to $5,000 per online banking ID per monthly statement cycle.
Wire Transfer
Additional trace fees may apply. Wire Transfers made by phone require a prior Wire Agreement and are subject to discounted wire fees. Contact Arvest general customer service at (866) 952-9523for more information.
